Fix & Flip Home Loan
Fix-and-flip loans finance both the purchase price and the rehab budget in one short-term loan — typically 12–18 months — so you can move fast on opportunities.
What is Fix & Flip Home Loan?
Speed wins flips. The right financing partner closes in days, releases rehab funds reliably, and trusts your numbers enough to keep you moving on the next deal.
Our fix-and-flip program is built by investors, for investors. We loan up to 90% of total project cost and up to 75% of ARV, with no income verification and lightweight documentation.
Experienced flippers earn the best rates and the fastest closings. New flippers can still qualify with strong reserves, a solid scope, and a properly priced deal.
Who qualifies?
This program is built for borrowers who match the criteria below. If you're not sure, send us a quick message and we'll confirm in minutes.
Talk To An Officer- Real estate investors flipping properties for profit
- Wholesalers transitioning to active investors
- Investors with strong contractor relationships
- Borrowers experienced in renovation projects
Key benefits
Up to 90% LTC
Finance up to 90% of total project cost (purchase + rehab).
Fast Close
Most fix-and-flip loans close in 10–14 days.
No Income Verification
Asset-based underwriting on the deal, not your tax return.
Rehab Funds Held in Escrow
Renovation budget releases in draws as work completes.
How it works
Submit Deal
Send property, rehab budget, and ARV (after-repair value).
Term Sheet
Get a term sheet within 24 hours.
Close
10–14 day close — sometimes faster on repeat business.
Rehab & Sell
Draw rehab funds as work completes, then sell and pay off the loan.
Frequently Asked
Get a personalized Fix & Flip Home Loan quote.
Tell us a little about your scenario. We'll come back to you with real numbers — within one business hour.
No commitment. No fees. No surprises.